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AI ee Maareeyayaasha Xiriirka Bangiga

Wuxuu tijaabiyaa sida qalabyada kooban ee RM u adeegsadaan soo celinta xaq u lahaanshaha, sababta nambarada xusuusta deymaha looga reebay sheeko, iyo waxa dhabta ah ee ficilka xiga ugu wanagsan.

Wadooyinka haga ee la xidhiidhaAI ee Maareeyayaasha Xiriirka Bankiga
Su'aal 1 ee 8

In an RM assistant built on retrieval-augmented generation, when should access-control filtering happen?

Horudhac su'aal kasta8 su'aalo

Jawaabaha iyo sharraxaadaha waxay soo baxayaan markaad qaadanayso kediska.

  1. In an RM assistant built on retrieval-augmented generation, when should access-control filtering happen?
    • After the model writes its answer, by redacting sensitive words
    • Before retrieved text reaches the model
    • Only when the banker exports the briefing
    • Once a month during an audit
  2. Why does the guide recommend computing credit memo figures deterministically and inserting them as fixed values?
    • Credit committees refuse to read AI-generated narrative
    • It prevents the language model from inventing or miscalculating financial figures
    • Deterministic numbers are required by suitability rules
    • It lets the model skip reading financial statements
  3. What does a well-designed next-best-action system do?
    • Automatically sells products to clients without the banker
    • Replaces the banker's quarterly client reviews
    • Presents options with reasons, leaving the banker to decide whether they fit
    • Ranks bankers by how many products they sell
  4. Which constraint specifically prevents material non-public information from flowing between teams in an RM tool?
    • Information barriers
    • Contact frequency limits
    • Model drift monitoring
    • Data retention schedules
  5. What public example does the guide give of an AI assistant for advisors?
    • A chatbot that approves mortgages for retail customers
    • Morgan Stanley's GPT-4-based assistant that answers from internal research and procedures
    • A central bank tool for supervising relationship managers
    • A trading algorithm that executes client orders
  6. Why is a credit memo described as a control document?
    • It controls the bank's marketing budget
    • It sets the client's account permissions
    • Credit committees rely on it to decide loans, so errors can lead to poor lending decisions
    • It is automatically filed with regulators
  7. Besides propensity models, what do next-best-action systems typically combine to produce suggestions?
    • Business rules such as eligibility, suitability and contact frequency limits
    • Random selection of products to avoid bias
    • Only the banker's sales targets
    • Social media sentiment about the bank
  8. Why should next-best-action systems log each suggestion, its features and whether the banker acted?
    • To calculate banker bonuses automatically
    • To support model monitoring and conduct review
    • To send the log to clients each month
    • To train the model to ignore banker decisions