Kini o ṣẹlẹ
Ant International, apa okeokun ti Ẹgbẹ Ant, ṣe ikede iṣagbega ọja pataki kan ti o ṣe ifibọ awọn aṣoju AI kọja gbogbo akojọpọ awọn iṣẹ inawo agbaye. Ipilẹṣẹ ni wiwa awọn sisanwo aala-aala (Alipay+), awọn iṣẹ oniṣowo (Antom), iṣura (WorldFirst), ati kirẹditi oni-nọmba (Bettr). Ile-iṣẹ naa ṣafihan awọn eto AI ohun-ini, pẹlu Amunawa 3-in-1 fun iṣiro idunadura ati FalconTST fun asọtẹlẹ sisan-owo, lẹgbẹẹ awọn ilana aabo tuntun bii 'mọ-aṣoju-rẹ’ (KYA) ati AgentSafePay lati ṣakoso awọn ewu ti o ni nkan ṣe pẹlu awọn iṣowo aṣoju adase.
Ant International ti ṣe ifilọlẹ ohun ti o ṣapejuwe bi iṣagbega ọja ti o tobi julọ-lailai, ti o ṣafikun awọn solusan abinibi AI kọja gbogbo awọn iru ẹrọ pataki rẹ: Alipay +, Antom, WorldFirst, ati Bettr. Yiyi agbaye ti bẹrẹ ati pe o ti ṣeto lati fa nipasẹ akoko igba otutu. Igbesoke naa fẹrẹ to awọn ọja 100, pẹlu awọn oluranlọwọ AI fun awọn sisanwo, iṣakoso akọọlẹ, asọtẹlẹ sisan-owo, idabo owo, ati awọn isanwo agbaye.
Ile-iṣẹ naa da lori awọn ọna ṣiṣe ohun-ini meji fun iṣatunṣe yii. Ni igba akọkọ ti Antom 3-in-1 , awoṣe ipilẹ sisanwo ti o ṣe ilana awọn igbasilẹ ti a ti ṣeto, awọn ilana ihuwasi, ati awọn ibasepọ laarin awọn olumulo, awọn oniṣowo, ati awọn ẹrọ lati ṣe ayẹwo awọn iṣowo. Ekeji jẹ FalconTST, awoṣe asọtẹlẹ fun awọn ṣiṣan owo ati awọn ifihan owo. Awọn ẹtọ Ant International ti FalconTST ti ṣaṣeyọri diẹ sii ju 93% asọtẹlẹ asọtẹlẹ ati idinku hejii owo ile-iṣẹ ati awọn idiyele ipin olu-ilu nipasẹ 30 si 60% ni awọn ohun elo gidi-aye.
Lati koju awọn ewu aabo ti o ni nkan ṣe pẹlu awọn iṣowo adase, Ant International ṣe agbekalẹ ilana 'mọ-aṣoju-rẹ’ (KYA) ti o sopọ mọ Ilana Alagbeka Agentic rẹ. Ilana yii so awọn nẹtiwọki apamọwọ alagbeka pọ si awọn iṣowo aṣoju. Layer aabo pẹlu AgentSafePay, eyiti o funni ni iṣeduro owo-pada si awọn adanu lati awọn eewu aṣoju-pato, ati ilana Antom Shield lati daabobo lodi si jibiti-iwakọ AI. Ile-iṣẹ naa tun n ṣe ajọṣepọ pẹlu Visa ati Mastercard lati ṣe agbekalẹ awọn iṣedede ijẹrisi aṣoju agbaye.
Gary Liu, CEO of Antom, stated that 89.5% of Antom’s merchants already use AI agents, with 81.4% of payment tasks receiving AI assistance. He emphasized that agent authorization should depend on the task and spending limits rather than job titles. Peng Yang, CEO of Ant International, said the shift prepares global commerce for a 'fully agentised future' and requires a 'future-ready trust infrastructure' paired with financial AI models.
Kini idi ti o ṣe pataki
Gbigbe yii ṣe aṣoju iyipada pataki ni bii awọn amayederun inawo agbaye ṣe n ṣe adaṣe fun awọn aṣoju AI adase. Nipa sisọpọ AI taara sinu ile-ifowopamọ mojuto ati awọn iṣẹ isanwo, Ant International n gbiyanju lati ṣe iwọn bi awọn aṣoju ṣe nlo pẹlu awọn eto inawo, pẹlu ijẹrisi ati awọn ilana layabiliti. Eyi ṣe pataki fun isọdọmọ gbooro ti iṣowo aṣoju, bi o ṣe n ṣalaye igbẹkẹle ati awọn ela aabo ti o ṣe idiwọ imuṣiṣẹ ni ibigbogbo ti awọn aṣoju AI ni awọn agbegbe eto inawo giga.
The integration of AI agents into core financial infrastructure marks a transition from AI as a tool to AI as an autonomous actor in commerce. By these agents directly into payment and treasury operations, Ant International is creating a standardized environment for agentic transactions, which is essential for scaling AI-driven commerce globally.
The introduction of specific security frameworks like KYA and AgentSafePay addresses a critical barrier to adoption: liability and trust. By providing indemnity schemes and verification standards, the company is attempting to mitigate the risks associated with autonomous decision-making in financial contexts, which could encourage broader enterprise adoption of AI agents.
The partnership with Visa and Mastercard to establish global agent verification standards through the Agentic Mobile Protocol has the potential to set industry-wide norms for how AI agents are authenticated and authorized in financial networks. This could influence how other fintech providers and banks approach the integration of AI agents into their systems.
Ibaraẹnisọrọ Mechanism: Bii O Ṣe Nṣiṣẹ Lootọ
Ṣawari imọ-ẹrọ abẹlẹ lẹhin idagbasoke yii ni ibaraenisọrọ.
crm_get_transaction(id='4092').An agent must create a draft calendar event for Tuesday at 2 p.m. Which evidence would establish the requested result?
Kini lati wo tókàn
Bojuto aago akoko ifilọlẹ nipasẹ igba otutu ati awọn oṣuwọn isọdọmọ ti awọn akọọlẹ iṣowo-pataki aṣoju tuntun. Ṣọra fun imuse Ilana Alagbeka Agentic pẹlu Visa ati Mastercard, eyiti o ni ero lati ṣeto awọn iṣedede agbaye fun ijẹrisi aṣoju. Ni afikun, tọpa iṣẹ ṣiṣe gidi-aye ti awoṣe asọtẹlẹ FalconTST ati imunadoko ti ero idalẹbi AgentSafePay ni idinku awọn adanu lati awọn aṣiṣe aṣoju.
The completion of the global rollout through winter will determine the initial scale of adoption. Monitoring the number of merchants and consumers actively using the new AI agent features will provide insight into the practical utility of these tools.
The development and adoption of the Agentic Mobile Protocol with Visa and Mastercard is a key indicator of industry standardization. If this protocol becomes widely adopted, it could become the de facto standard for agent verification in global payments.
The performance of the FalconTST model in reducing hedging costs and the effectiveness of AgentSafePay in covering losses from agent errors will be crucial for validating the economic and security benefits of the upgrade. Independent verification of these claims will be important for assessing the true impact of the initiative.