Kwenzekeni
I-New York State isungule umugqa wesikhathi wokuthobelana ophathekayo we-Responsible and Security Act (RAISE) Act. Umbusi u-Kathy Hochul umemezele ngo-Septhemba 21 ukuthi abathuthukisi bemodeli ye-AI yomngcele omkhulu kufanele babhalise nehhovisi lezwe elisha le-Digital Innovation, Governance, Integrity and Trust (DIGIT) kusukela ngoNovemba. Izidingo ezigcwele, ezihlanganisa izimiso zokuphepha zomphakathi, ukuhlolwa kwengozi kwanjalo ngekota, nokubikwa kwezigameko zamahora angu-72, zizoqala ukusebenza ngoJanuwari. Umbuso uphinde waqoka uMarc Gilman njengesekela lomqondisi woMthetho we-RAISE ngaphakathi kwe-DIGIT, osebenza ngaphansi koMnyango Wezinsizakalo Zezezimali.
Umbusi u-Kathy Hochul umemezele ishejuli yokusetshenziswa yoMthetho we-RAISE waseNew York ngoSepthemba 21, 2026. Ishejuli igunyaza ukuthi abathuthukisi bemodeli ye-AI yomngcele omkhulu babhalise neHhovisi lombuso le-Digital Innovation, Governance, Integrity and Trust (DIGIT) kusukela ngoNovemba 2026. NgoJanuwari 2027 kufanele baqale ukushicilela izinhlaka zezokuphepha, laba bathuthukisi bezokuphepha baqale ukushicilela okucacile. ukuhlolwa kwezingozi eziyinhlekelele, kanye nokubika izehlakalo zokuphepha ezibucayi ku-DIGIT phakathi kwamahora angama-72.
Umbuso uqoke uMarc Gilman njengesekela lomqondisi woMthetho we-RAISE ngaphakathi kwe-DIGIT, ihhovisi elisha elingaphansi koMnyango Wezinsizakalo Zezezimali. Lo mthetho ubeka izinhlawulo zokungalandeli umthetho, nezinhlawulo ezifinyelela ku-$1 million ngokwephula umthetho wokuqala kanye nezigidi ezintathu zamaRandi ngokwephula umthetho okwalandela, eziphoqelelwa ummeli-jikelele wombuso. Lezi zibopho zisebenza ngokukhethekile konjiniyela abakhulu bemodeli yemingcele kunabo bonke abasebenzisi be-AI, kodwa bakha uchungechunge lokulawula oluthinta amakhasimende angezansi.
Isimemezelo sigqamisa inselele engokoqobo yamabhange nama-fintech asebenzisa lawa mamodeli ukuze enze isevisi yamakhasimende, ukutholwa kokukhwabanisa, noma izinkokhelo. Uma umhlinzeki we-AI ebika isigameko esibi, unjiniyela angase adinge ukuthi aphenye, aguqule ukufinyelela, noma aguqule indlela yokuziphatha, okungase kuphazamise ukusebenza kwesikhungo sezezimali. Umthetho okwamanje awunikezi igunya 'lokubulala amaswishi,' nakuba uMbusi u-Hochul exoxe ngalo mqondo njengombono wokuhlola.
Imininingwane yomthombo: pymnts.com ↗
Kungani kubalulekile
Lokhu kuthuthukiswa kuguqula uMthetho we-RAISE usuke esimisweni esisayiniwe ube wuhlaka olulawula ukusebenza olunezinsuku eziwumnqamulajuqu eziphoqelelayo. Imfuneko yokubika isigameko samahora angu-72 kanye nezinhlawulo zomphakathi ezingaba izigidi ezi-3 zamaRandi ngokwephula umthetho zidala ubungozi bokusebenza ngokushesha kwezikhungo zezezimali ezithembele kulaba bathengisi be-AI. Amabhange nama-fintech manje kufanele ahlole ukuncika kwawo kubahlinzeki abathile be-AI futhi alungiselele izinqubo zokubuyela emuva, njengoba isigameko esibikwa umthengisi singaphazamisa izinsizakalo ezibucayi njengokutholwa kokukhwabanisa noma izinkokhelo. Umthetho uqondise ngokukhethekile abathuthukisi bemodeli yemingcele emikhulu, kodwa umthelela ongezansi kumakhasimende abo ebhizinisi ubalulekile, okuphoqa ukuthi kuhlolwe kabusha amasu okulawula ubungozi bomthengisi emkhakheni we-AI.
Isheduli yokuqalisa yoMthetho we-RAISE inikeza i-New York indlela yokulandelela ubungozi bemodeli engathi sína ngesikhathi sangempela. Iwindi lokubika isigameko samahora angu-72 liyisivimbelo esibalulekile sokusebenza konjiniyela be-AI, esidinga ukusabela okusheshayo ezindabeni zokuphepha. Ezikhungweni zezimali, lokhu kudala ungqimba olusha lwengozi yomthengisi okufanele luhlanganiswe nezinhlaka ezikhona zokuthobela kanye nezinhlaka zokusebenza zokusimama.
Umehluko phakathi konjiniyela nabasebenzisi ubalulekile. Nakuba amabhange engekho ngaphansi ngokuqondile ezimfuneko zokubhalisa zoMthetho we-RAISE, ukuthembela kwawo kubathengisi abathile be-AI kubenza babe sengcupheni yemiphumela yokungalandeli komthengisi noma isigameko esingabikwa. Amathuba ezijeziso zomphakathi anezela isisindo ezibophweni zabathuthukisi, okungenzeka kube nomthelela ezinkambisweni zabo zokulawula ubungozi futhi, ngokwandisa, ukuzinza kwezinsizakalo abazinikezayo kumakhasimende ezezimali.
Lesi senzo senqubomgomo siphoqa izikhungo zezezimali ukuthi zihlole ngokuqhubekayo ukuncika kwazo ku-AI. Kumelwe banqume ukuthi bazokwaziswa ngokushesha kangakanani ngesigameko somthengisi, ukuthi yiziphi izinsizakalo ezizothinteka, nokuthi bangakwazi yini ukumisa imodeli ukufinyelela kwedatha ebucayi noma igunya layo lokuthatha izinyathelo. Lolu shintsho lusuka ekwethembeni okungenzi lutho luye ekulawuleni ubungozi olusebenzayo luwushintsho olukhulu endleleni umkhakha wezezimali obhekana ngayo nokwamukelwa kwe-AI.
I-Interactive Mechanism: Indlela Esebenza Ngayo Ngempela
Hlola ubuchwepheshe obuyisisekelo ngemuva kwalokhu kuthuthukiswa ngokuhlanganyela.
crm_get_transaction(id='4092').Impossibility results in algorithmic fairness (e.g. Kleinberg et al., Chouldechova) show what?
Ongakubuka ngokulandelayo
Qaphela inqubo yokubhalisa yonjiniyela abakhulu be-AI ngoNovemba ukuze ubone ukuthi yiziphi izinkampani ezithobelayo nokuthi zihlela kanjani izinhlaka zazo zokuphepha. Buka ukuhlolwa kwengozi yenhlekelele kwekota yokuqala okufanele kwenzeke ngasekuqaleni kuka-2027. Ukwengeza, landelela ukuthi ingabe izingxoxo zokuhlola zoMbusi u-Hochul mayelana ne-AI 'bulala amaswishi' ziyashintsha zibe izimfuneko zokulawula ezisemthethweni noma zihlala ziyizinqubo ezingcono kakhulu zokuzithandela zezikhungo zezezimali.
Umnqamulajuqu wokubhalisa wangoNovemba uzoveza ukuthi yibaphi onjiniyela abakhulu be-AI abangaphansi koMthetho we-RAISE nokuthi bayihumusha kanjani incazelo 'yemodeli yomngcele'. Imizamo yokuthobela imithetho ingase yehluke, kanti ezinye izinkampani zingase zibekele inselele ububanzi bomthetho noma zifune izincazelo ku-DIGIT.
Ukuhlolwa kwengozi yenhlekelele kwekota yokuqala, okufanele kwenzeke ngasekuqaleni kuka-2027, kuzonikeza umbono wokuqala womphakathi wokuthi onjiniyela bahlola futhi babike kanjani ngamamodeli abo okulimaza. Le mibiko ingase igqamise ubungozi obuthile ezindaweni ezifana namasevisi ezezimali, lapho i-AI isetshenziswa kakhulu ekwenzeni izinqumo.
Izingxoxo zoMbusi u-Hochul mayelana ne-AI 'zokubulala amaswishi' zingaholela ekuqondisweni okwengeziwe kokulawula noma kumazinga okuzithandela ezikhungo zezezimali. Nakuba kungadingeki okwamanje, umqondo wokukwazi ukukhubaza ngokushesha ithuluzi le-AI esimweni esiphuthumayo usuba ukugxila okuyinhloko kubaphathi bezingcuphe emkhakheni wamabhange.