Zuwa gabaJagora na gaba
Shin AI zai maye gurbin Akantoci?
Al'umma
JAGORAN AL'UMMA
Shin AI zai maye gurbin Ma'aikatan Assurance?
AI ba shi yiwuwa ya maye gurbin jami'an inshora gaba ɗaya, amma yana canza sauƙi, daidaitattun manufofi zuwa tashoshi na dijital kai tsaye yayin da wakilai ke mai da hankali kan hadaddun, layukan shawarwari-nauyi.
A wannan shafi4 min karatu
Dubawa
Masu inshorar kai tsaye sun riga sun sayar da kewayon mota da masu haya akan layi tare da ɗan hulɗar ɗan adam, duk da haka kasuwanci, rayuwa da haɗarin sirri masu ƙima har yanzu sun dogara ga masu ba da shawara masu lasisi. Tambayar da ta dace ga wakilai ita ce waɗanne sassa na aikin su ne ke sarrafa kai tsaye da yadda sauran aikin ke canzawa.
Zurfafa nutsewa
Inshora ya daɗe yana da nau'ikan rarraba faffadan guda biyu. Marubuta kai tsaye suna siyar wa masu amfani da yanar gizo, aikace-aikace da cibiyoyin kira; GEICO da kasuwancin kai tsaye an kafa misalan, kuma sabbin masu inshorar dijital kamar Lemonade sun gina tamburan su akan siye na tushen ƙa'idar da da'awar atomatik don lokuta masu sauƙi. Tashoshin wakilai sun haɗa da wakilan kamammu, waɗanda ke wakiltar kamfani ɗaya, da wakilai masu zaman kansu da dillalai, waɗanda ke sanya kasuwanci tare da dillalai da yawa. AI yana ƙarfafa samfurin kai tsaye don samfuran da aka daidaita, ƙarancin ƙima da sauƙin kwatanta, kamar su mota na sirri, masu haya da wasu manufofin masu gida. Ana iya yin tsokaci, bincikar asali, tambayoyi na asali da sanarwar hasara ta farko. Inshorar da aka haɗa, inda aka ba da ɗaukar hoto a wurin wani sayan, kuma yana cire wakili daga wasu ma'amaloli. Shawara ta kasance tsakiyar inda kasada ke da sarkakiya ko sakamakon ya yi yawa. Inshorar kasuwanci ta ƙunshi ɗaukar hoto da yawa, sharuɗɗan shawarwari da nazarin fallasa. Inshorar rayuwa, kudaden kuɗi da kulawa na dogon lokaci sun haɗa da wajibai masu dacewa da dogon hangen nesa. Abokan ciniki masu daraja suna da kaddarorin da ba a saba gani ba. Rigingimun da'awar da gibin ɗaukar hoto sukan bayyana ƙimar mai ba da shawara wanda ya bayyana manufar tukuna. Siyar ko yin shawarwarin inshora a Amurka na buƙatar lasisin mai samarwa na jiha, kuma chatbot ba zai iya riƙe ɗaya ba; masu inshorar dijital suna ɗaukar ma'aikata masu lasisi don ayyukan da aka tsara. Kuskure na yau da kullun shine cewa motsi ba komai bane. A aikace mutane da yawa suna siyan inshorar auto kai tsaye kuma har yanzu suna amfani da wakili don kasuwanci ko ɗaukar rayuwa. Wani kuskuren shine cewa wakilai waɗanda suka ɗauki AI kawai suna yin ƙarancin aiki. Hukumomin da ke amfani da AI don ayyukan sabis sukan sake tsara lokaci zuwa shawara da sabon kasuwanci. Duban aikin ya dogara da matsayi. Sabis na abokin ciniki da ayyukan shigar da bayanai a cikin hukumomi suna fuskantar mafi yawan matsin lamba ta atomatik, yayin da masu kera waɗanda ke ba da shawara kan haɗaɗɗen ɗaukar hoto suna fuskantar ƙasa. Ya kamata a duba hasashen aikin gwamnati kai tsaye don alkalumman da ake yi a halin yanzu maimakon a ɗauka daga da'awar da aka yi na hannu.
Dabarun Tasiri
Haɗari da aminci
Bala'i da cutar AI ta yau da kullun duka sun dogara da wanda ya fahimci haɗarin kuma wanda zai iya yin aiki.
Shawarwari masu haske
Ilimin jama'a da na ƙwararru yana siffanta ko ƙaƙƙarfan manufofin aminci na yiwuwa a siyasance.
Yanke ta hanyar yayatawa
Bayyanar bayani yana rage kama ta hanyar zage-zage, dakin gwaje-gwaje PR, da gidan wasan kwaikwayo mara kyau.
Makomar AI AI zata maye gurbin Ma'aikatan Assurance?
Rabon saukin layukan sirri da aka siya kai tsaye za su ci gaba da girma, kuma hukumomin da suka dogara da waɗancan layukan suna fuskantar mafi matsin lamba. Hadadden kasuwanci, rayuwa da sana'a na musamman yakamata su kasance masu ba da shawara don nan gaba, kodayake kayan aikin da wakilai ke amfani da su zasu canza sosai. Yawancin masu lura da al'amura suna tsammanin ƙananan ƙungiyoyin hukumar suna ɗaukar ƙarin abokan ciniki kowane mutum, tare da aikin sabis na sarrafa kansa da kuma aikin ba da shawara. Doka, gami da ka'idojin lasisi da karɓar jagororin jagororin gudanarwa na AI, za su siffata yadda shawara ta atomatik za ta iya tafiya. Sakamako ba su da tabbas, don haka wakilai sun fi aiki ta hanyar bin diddigin littattafan nasu fiye da tsinkaya mai faɗi.
Aiwatar da Gaskiyar Duniya
Mai haya yana siyan manufa a cikin mintuna ta hanyar app ɗin inshorar dijital, tare da bot ɗin hira yana amsa tambayoyin ɗaukar hoto kuma babu wani wakili da ke da hannu.
Dan kwangila tare da ma'aikata, motoci da ƴan kwangila suna aiki tare da wakili mai zaman kansa wanda ya kwatanta alhakin ɗaukacin dillalai da yawa, motoci da sharuɗɗan diyya na ma'aikata da kuma bayyana keɓancewa.
Ma'auni na iyali tare da inshorar rayuwa na dindindin don tsara gidaje ya gana da wakili mai lasisi, saboda dacewa, haraji da cinikin farashi na dogon lokaci suna buƙatar shawara na mutum ɗaya.
Wata hukuma tana amfani da AI don tsara taƙaitawar sabuntawa da amsa buƙatun takaddun shaida na yau da kullun, yantar da manajojin asusu don ciyar da lokaci kan bitar ɗaukar hoto don manyan abokan cinikin su.
Hatsari & Tsare-tsare
Magance haɗarin wanzuwa azaman sci-fi yayin da abubuwan iyawa.
Amintaccen samfur mai ruɗani tare da jeri ƙarƙashin babban ikon kai.
Barin waɗanda ba Ingilishi ba da ƙwararrun masu sauraro tare da tushe masu ƙarancin inganci kawai.
Taswirar Hanya
Rarrabe lahani na samfur, rashin amfani, da hasarar sarrafa-haɗari / rashin daidaituwa.
Tambayi wane shaida zai canza ra'ayin ku akan jerin lokuta da tsanani.
Fi son tushe na farko da tabbataccen kimantawa akan da'awar tallace-tallace.
Gano hanyar aiki ɗaya: aiki, manufa, kuɗi, ko ƙwarewa - ba kawai sani ba.
Ci gaba da Bincike
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Tambayoyin da ake yawan yi
Shin AI zai maye gurbin Ma'aikatan Assurance?
AI ba shi yiwuwa ya maye gurbin jami'an inshora gaba ɗaya, amma yana canza sauƙi, daidaitattun manufofi zuwa tashoshi na dijital kai tsaye yayin da wakilai ke mai da hankali kan hadaddun, layukan shawarwari-nauyi. Masu inshorar kai tsaye sun riga sun sayar da kewayon mota da masu haya akan layi tare da ɗan hulɗar ɗan adam, duk da haka kasuwanci, rayuwa da haɗarin sirri masu ƙima har yanzu sun dogara ga masu ba da shawara masu lasisi. Tambayar da ta dace ga wakilai ita ce waɗanne sassan aikinsu ne ke sarrafa kai tsaye da yadda sauran aikin ke canzawa.
Wane nau'i na manufofin shine mafi kyawun misalin jagorar na samfurin yana motsawa zuwa tallace-tallace na dijital kai tsaye?
An daidaita inshorar masu haya, ƙarancin ƙima da sauƙin kwatanta, wanda ya dace da tallace-tallace na dijital kai tsaye.
Menene ya bambanta wakili mai zaman kansa da wakilin kama?
Wakilan kamamme suna wakiltar mai inshora guda ɗaya, yayin da wakilai masu zaman kansu da dillalai suna aiki tare da dillalai da yawa.
Me yasa AI chatbot ba zai iya maye gurbin mai samarwa mai lasisi kawai a Amurka ba?
Ayyukan tallace-tallace da aka tsara suna buƙatar mutum mai lasisi, don haka masu inshorar dijital suna ɗaukar ma'aikata masu lasisi a bayan tafiyarsu ta atomatik.
Wanne layi aka bayyana a matsayin har yanzu shawara-mai nauyi saboda dacewa wajibai da dogon lokaci?
Inshorar rayuwa, kuɗin kuɗi da kulawa na dogon lokaci sun haɗa da ƙa'idodin dacewa da cinikin dogon lokaci waɗanda ke neman shawara.
Menene kuskuren jagorar game da matsawa zuwa tashoshi kai tsaye?
Canjin ba duka ba ne ko ba komai; gida ɗaya na iya amfani da tashoshi daban-daban don layi daban-daban.
Ci gaba da koyo
Jagora masu alaƙa
An zaɓi ƙarin jagora don wannan batu