Aplikacja AI Cash w quizie dotyczącym należności

Odpowiedzi i wyjaśnienia pojawiają się w miarę rozwiązywania quizu.

1. Why is cash application often difficult even when the bank shows exactly how much was received?
   • Banks do not send payment files to companies
   • Remittance details often arrive separately from the payment, by email, portal or EDI
   • Invoices usually lack invoice numbers
   • ERP systems cannot record partial payments
2. A single payment with no remittance must be matched against many open invoices. What kind of search does this require?
   • Sorting invoices by due date only
   • Optical character recognition of the bank file
   • Linear regression on invoice amounts
   • A subset-sum search for open invoices that add up to the payment
3. A customer deducts $1,200 for damaged goods. What does the guide describe as the better practice?
   • Leave the entire payment unapplied
   • Write off the $1,200 immediately
   • Apply the amount received and open a deduction case with a reason code
   • Return the payment to the customer
4. Why can a high auto-match rate be misleading?
   • Wrong matches post silently and hide errors in customer balances
   • Automatic matching is not allowed by auditors
   • It increases days sales outstanding
   • Banks charge a fee for each match
5. Why does the guide suggest survival analysis for late-payment prediction?
   • It requires no historical data
   • It accounts for invoices still open, whose final payment date is unknown
   • It guarantees accurate predictions
   • It only works for check payments
6. Which formats does the guide name for bank statement data used in cash application?
   • BAI2 and ISO 20022 camt.053
   • EDI 850 purchase orders
   • XBRL financial filings
   • PDF/A archive files
7. A wire arrives under a parent company's name. How does an AI system identify the right customer account?
   • It rejects the payment until remittance arrives
   • It applies it to the customer with the largest balance
   • It uses learned history linking payer names and bank accounts to customer accounts
   • It posts the amount directly to revenue
8. How does the guide say late-payment predictions should be used?
   • To cut off customer credit automatically
   • To prioritize collections outreach and inform cash forecasts, with people making credit decisions
   • To change invoice prices after issue
   • To replace remittance advice