Quiz dotyczący analizy porównawczej rynku AI

Odpowiedzi i wyjaśnienia pojawiają się w miarę rozwiązywania quizu.

1. Why do strong CMAs include expired or withdrawn listings alongside closed sales?
   • They show prices the market turned down
   • Lenders require them for mortgage approval
   • They always sold for more than closed comps
   • MLS rules forbid leaving them out
2. Why is averaging price per square foot across comps a misleading way to price a larger home?
   • Square footage is never recorded in the MLS
   • Larger homes usually sell for less per square foot than smaller nearby homes
   • Price per square foot only applies to condos
   • Appraisers are banned from using price per square foot
3. A comp closed five months ago and the local price index has risen 3 percent since then. What adjustment does an AI CMA typically make?
   • Drop the comp because it is too old
   • Lower its price by 3 percent
   • Raise its price by about 3 percent to reflect current conditions
   • Leave it unchanged because time does not affect value
4. A regression-based CMA tool assigns an extra bedroom a negative value. What is the most likely reason?
   • Buyers in every market dislike bedrooms
   • The MLS reports bedrooms in the wrong units
   • The tool is using data from the wrong state
   • Multicollinearity, because bedrooms and square footage move together
5. During reconciliation, which comps should get the most weight?
   • The comps with the highest sale prices
   • The comps that needed the smallest total (gross) adjustments
   • The comps farthest from the subject property
   • The comps with the most listing photos
6. Which factor is an AI CMA tool most likely to miss without the agent's walk-through?
   • The number of bathrooms recorded in the MLS
   • The sale date of each comp
   • A busy road directly behind the backyard
   • The listed square footage
7. How does a CMA differ from an appraisal?
   • A CMA is an agent's opinion of price and generally cannot be used to underwrite a mortgage
   • A CMA must be performed by a licensed appraiser
   • A CMA is legally binding on the seller
   • A CMA ignores recent sales
8. What is the main risk in using an AI-written narrative section in a CMA report?
   • It will always be too short
   • It cannot mention price ranges
   • It is automatically submitted to the county
   • It may confidently describe features the property does not have