AI for Personal Injury Demand Letters Quiz

Answers and explanations appear as you take the quiz.

1. In a personal injury demand package, what does the 'medical specials' portion itemize?
   • The adjuster's internal reserve for the claim
   • The claimant's medical bills and charges
   • Fees owed to the plaintiff's expert witnesses
   • Exclusions listed in the defendant's policy
2. Which insurer-side claim-evaluation software does the guide name as scoring injuries from coded inputs?
   • STRmix
   • Kira
   • Colossus
   • Spellbook
3. According to the guide, how can an AI-generated billing total end up overstated?
   • The same charge can appear on both a provider statement and an itemized bill and be counted twice
   • Models routinely round each charge up to the nearest hundred dollars
   • Insurers add processing fees to every bill they receive
   • OCR converts all currency figures into a different format
4. Why should a demand distinguish billed medical amounts from paid amounts?
   • Adjusters are required to ignore any billed figure above $10,000
   • Paid amounts always include future care costs
   • Billed amounts are confidential and cannot appear in a demand
   • Write-offs and adjustments can make paid amounts lower, and jurisdictions differ on which figure is recoverable
5. In the staged pipeline the guide describes, what happens before the language model drafts the narrative?
   • The model estimates a settlement value from past verdicts
   • The attorney signs the letter
   • Pages are classified and structured fields are extracted, deduplicated and normalized
   • The adjuster approves the chronology
6. Why does the guide say an AI settlement-value estimate should be treated with caution?
   • Such estimates are prohibited in every state
   • It reflects historical data, not the specific adjuster, venue, policy limits or liability facts
   • It is always lower than what a jury would award
   • It relies only on the claimant's own description of pain
7. How should an attorney treat a sentence in an AI-drafted demand that carries no page citation?
   • As accurate, since the model only uses uploaded records
   • As a legal conclusion that needs no support
   • As something the adjuster is responsible for checking
   • As unverified until it is checked against the records
8. For a time-limited policy-limits demand drafted with AI, what does the guide say the attorney must verify?
   • The deadline, the exact policy limit and the conditions of acceptance
   • Only the claimant's name and date of birth
   • The font and formatting required by the insurer
   • The adjuster's prior settlement history