Fair Housing and AI in Real Estate Quiz

Answers and explanations appear as you take the quiz.

1. Which Supreme Court case held that disparate impact claims can be brought under the Fair Housing Act?
   • Facebook v. Duguid (2021)
   • Texas Department of Housing and Community Affairs v. Inclusive Communities Project (2015)
   • Shelley v. Kraemer (1948)
   • Louis v. SafeRent (2024)
2. What was the key lesson of the 2022 Justice Department settlement with Meta over housing ads?
   • Housing ads can no longer run on social media
   • Only advertisers, never platforms, can be liable
   • A delivery algorithm can skew who sees an ad even when the advertiser's targeting is neutral
   • Age targeting is required for housing ads
3. Which AI-written listing phrase raises a familial status problem?
   • Ideal for a young couple without kids
   • Three bedrooms and two bathrooms
   • Updated kitchen with new appliances
   • Two blocks from a public park
4. A user asks a brokerage chatbot whether a neighborhood is safe. Which response best reduces steering risk?
   • Describe the neighborhood's ethnic makeup
   • Recommend a different neighborhood the bot considers better
   • Refuse to discuss the property at all
   • Point the user to objective sources such as public crime maps
5. Why can lookalike audiences create fair housing risk?
   • They only work for commercial property
   • They can copy the demographics of an existing customer list into new campaigns
   • They are illegal in every state
   • They require collecting applicants' race
6. What is Bayesian Improved Surname Geocoding (BISG) used for in fairness audits?
   • Estimating protected-class makeup when that data is not collected, using surname and address
   • Encrypting applicant records
   • Choosing listing photos
   • Setting rent prices
7. A landlord says its screening vendor's algorithm caused any disparity, so the landlord is not responsible. How does the guide treat this?
   • Correct, because vendors carry all liability
   • Correct only for disability claims
   • It is a misconception, because relying on a vendor's algorithm does not shift responsibility
   • Correct if the vendor is out of state
8. Which two protected classes were added to the Fair Housing Act by the 1988 amendments?
   • Race and color
   • Religion and national origin
   • Age and income
   • Familial status and disability