How to Find and Cancel Unused Subscriptions With AI Quiz

Answers and explanations appear as you take the quiz.

1. Which three signals does the guide use to identify a recurring charge in your transactions?
   • Merchant category code, location and time of day
   • Card type, balance and credit limit
   • Refunds, fees and interest
   • Similar merchant, similar amount and a regular interval
2. Why should your export include about a year of transactions?
   • Banks only export yearly files
   • Annual renewals show up only once a year
   • The AI needs at least 12 separate files
   • Monthly charges are hidden in shorter windows
3. Several charges read APPLE.COM/BILL. Where do you cancel the individual subscriptions behind them?
   • In the platform's subscription settings on your account or device
   • By emailing your bank
   • By asking the chatbot to cancel them
   • At a store checkout counter
4. Why ask the AI to match similar amounts rather than identical ones?
   • Chatbots cannot compare numbers
   • Identical amounts always indicate fraud
   • Price increases, taxes or currency conversion can change the amount
   • Subscriptions never charge the same amount twice
5. What should you do after cancelling a subscription?
   • Delete your transaction export
   • Ask the AI to confirm the cancellation happened
   • Lock your card permanently
   • Keep the confirmation email or screenshot
6. If a merchant keeps charging you after you cancel, what does the guide suggest?
   • Contact your card issuer about stopping or disputing the payment
   • Wait and check again next year
   • Give the chatbot your account login
   • Sign up for a paid cancellation service
7. What caution about third-party subscription-tracking apps does the guide raise?
   • They cannot read statements
   • The law requires them
   • Many require linking bank accounts, and some charge fees
   • They only work with annual plans
8. In automated detection, what does a median gap of about 360 to 370 days between charges suggest?
   • A weekly charge
   • An annual subscription
   • A monthly subscription
   • A one-time refund